I sold some aluminum today. Having gathered together 22 pounds of aluminum, they were sold today for $12.10 (55 cents/pound). I deposited the money into my bank account, bringing my balance up to a negative $4.25. The charge is still pending, so I haven't been socked with an overdraft charge yet. From what I understand, credits are taken care of first, so if I can find $5 cash and get that deposited today, before the bank closes, I should avoid the overdraft charge (I think this is possible).
I then came home and went online to pay $20 from my paypal account to T-mobile, then called them to get clarification on charges and ask about changing my plan. I can't change the plan until I bring my balance current. The past due includes parts of 2 previous bills.
My current plan is $45.99 for 1000 minutes, free roaming and long distance (new plans are 49.99 for the same thing). In addition, I have unlimited t-zones at $4.99 (new subscribers would pay $5.99 ). However, they have a promo plan, I can move to that keep me on the same plan at a charge of $39.99 (instead of $45.99), plus if I drop the t-zones, I would save a total of $11. Not a whole lot over all, but it will help and I can have phone service again.
In the meantime, I still have the free voice mail only service from Netzero, that I list on this blog to receive messages in regards to this blog.
****Update: My balance is now $5.88, in the positive thanks to my change jar.*****
Contact me
D. Kevin Surbaugh P. O. Box 4551, Topeka, KS 66604;
or send an email to: kevin -AT- debtfree4ever.net
-or- debtfree -AT- surbaugh.com
Twitter, Facebook, Myspace and Kaioo
The rich rules over the poor, And the borrower becomes the lender's slave.
-- Proverbs 22:7 (NASB)
or send an email to: kevin -AT- debtfree4ever.net
-or- debtfree -AT- surbaugh.com
Twitter, Facebook, Myspace and Kaioo
The rich rules over the poor, And the borrower becomes the lender's slave.
-- Proverbs 22:7 (NASB)
Monday, July 09, 2007
Digging Out from Fraud is Slow but Happening.
Posted by
Prince of Thrift
at
7/09/2007 03:33:00 PM
Labels: debt
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Many banks and credit debt companies which have piled up their stocks are expanding their personal and commercial services. On individual level, student loan services are being offered at nominal interest rates. While commercially, banks have really queued up to sell out the merchant accounts combined with a merchant card. Merchant account lets you accept the online payment through credit cards. Such services can now easily be availed through online bank.















6 comments:
OMG. I rarely comment here, but good luck getting out of this mess. I wish you the best!
Way to go on getting your account in the positive! That is the right direction!
What about fema? do you qualify for disaster money from fema, since your finances are a disaster? (just kidding)
I hate phone company's!!!
Any other saving tips would be great =)
Everyone except for Kevin please come over to www.jagular.us and check out my newest blog entry entitled "Another Jagular Moment".
Hey Kevin, check your paypal.
And thanks for all the great tips on frugality that you've given.
Everything will be ok.
Check your paypal account.
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