Budget January 2008

In December, I began putting the tithe aka charitable giving back into my budget. As I have posted on a number of occasions I don't feel comfortable sharing the actual number. Since the Bible says to let your giving be done in secret with only God knowing. The Bible also talks about the the pharisees and how they bragged about their giving such as the example in the widows mite, where they gave little of their great wealth but the widow gave all she had. There is also the example of the pharisees blowing their own horn to call attention to all their great works.

It is for these reasons, I am not putting the exact dollar amount of my my giving online.
I am continuing to pay down my debt. As December draws to a close, I am not sure if I will completely pay off the Black Gold Debt (I am $20 from goal). As such I have them on my January budget.

Item	Budgeted	Actual	Owed
GIVING
Tithe/Charity	$??	$??
subtotal	$??
HOUSING
Mortgage	$35		$990.89
Insurance	$0
Maintenance	$0
Taxes	$0
subtotal	$35		$990.89
UTILITIES
Electric	$80
Gas	$80
Water	$30
Internet	$35
Phone	$0
Cell phone	$50
Trash	$15.50
subtotal	$290.50
FOOD
Grocery	$50
subtotal	$50
Transportation
Auto Gas	$80
Insurance	$0
Maintenance	$0
Tags & Taxes	$0
Car Payment	$400		$10,581.27
subtotal	$480		$10,581.27
CLOTHING
Sunday Best	$0
Work	$0
Everyday	$0
subtotal	$0
MEDICAL/HEALTH
Prescriptions	$0
Deductibles	$0
Eye Doctor	$0
Insurance	$0
subtotal	$0
RECREATION/Memberships
Entertainment	$0
Dating	$0
Optimist Membership	$40
Farm Bureau Membership	$35
Subtotal	$75
DEBTS
Providian Credit Card	$30		$394
Fingerhut	$10		$1,000
Black Gold Insulation	$0		$30
IRS	$0		$3,795.52
Subtotal	$40		$5,219.52