Quantcast Becoming & Staying Debt Free: Hashing Out July's Monthly Budget

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D. Kevin Surbaugh P. O. Box 4551, Topeka, KS 66604;
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The rich rules over the poor, And the borrower becomes the lender's slave.
-- Proverbs 22:7 (NASB)

Thursday, July 03, 2008

Hashing Out July's Monthly Budget

I know, many of you might be asking, "you are single, who are you hashing it out with?" But, even though, I may be single, I am still hashing out that budget with the free spirit me and the sensible tightwad me.

So with that, here is that budget for July 2008.




ItemBudgetedActualOwed
GIVING

Tithe/Charity$??
$???
subtotal
$??

HOUSING


Mortgage$0
$0
Insurance
$0

Maintenance$0

Taxes
$0





subtotal
$0

$0
UTILITIES

Electric
$100

Gas
$50

Water
$40

Internet/Basic Cable
$50
Phone
$0

Cell phone
$50

Trash
$15.50




subtotal
$305.50

FOOD

Grocery$100




subtotal
$100

Transportation


Auto Gas$70

Insurance
$0
Maintenance
$0
Tags & Taxes
$0

Car Payment
$400

$8,524.41
subtotal$470

$8,524.41
CLOTHING

Sunday Best
$0
Work
$0
Everyday
$0
subtotal
$0

MEDICAL/HEALTH


Prescriptions
$0
Deductibles
$0
Eye Doctor
$0
Insurance
$0
subtotal
$0

RECREATION/Memberships

Entertainment
$0
Dating
$0
Optimist Membership$40

Farm Bureau Membership
$0

Subtotal$40

DEBTS


Providian Credit Card
$0

$0
Fingerhut/WaMu
$70

$1,012
Black Gold Insulation
$0

$0
IRS
$0

$3,795.52
Subtotal$70

$4,795.52
TOTAL$985.5

$13,331.93


In addition, my retirement post made it into the Money Hacks Carnival, check it out.

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2 comments:

Becky R said...

Hi! I am so glad to see food in your budget.
What about car insurance? How and when do you pay that and with what money?
Also why $70 to fingerhut, why not $50 to IRS & $20 to Fingerhut?
Also why not cancel cable/internet and put that $50 towards debt? You can use the internet at library for free!
I know, I know I am a nag.
Have a great day! -Becky R in NJ

Anonymous said...

I have to say it again You need to increase your income. Either now or in a very near future.


Many banks and credit debt companies which have piled up their stocks are expanding their personal and commercial services. On individual level, student loan services are being offered at nominal interest rates. While commercially, banks have really queued up to sell out the merchant accounts combined with a merchant card. Merchant account lets you accept the online payment through credit cards. Such services can now easily be availed through online bank.

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