Becoming & Staying Debt Free: Independence Day

Friday, July 04, 2008

Independence Day

By the time this article posts, I will be half way through my 6 hour half day at work. On my way to spending a few hours volunteering for the Spirit of Kansas (Topeka's 4th of July Celebration). However, I wanted to wish each and every one of my American readers a very Happy Independence Day (aka 4th of July).

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go ahead share your thoughts with me now.

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1 comments:

Becky R said...: Happy 4th of July! Yipee! -Becky; Sunday, July 06, 2008 10:29:00 PM

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Many banks and credit debt companies which have piled up their stocks are expanding their personal and commercial services. On individual level, student loan services are being offered at nominal interest rates. While commercially, banks have really queued up to sell out the merchant accounts combined with a merchant card. Merchant account lets you accept the online payment through credit cards. Such services can now easily be availed through online bank.

Use a payday loan to make car repairs or home appliance repairs.Get cash loans today!

My Financial Progress

Long-Term Savings Goal/401-k
Goal: $1 Million +
Employers IRA: $4,949.62
Rollover IRA: $3,992.25
Sharebuilder Stocks: $521.59
Current Total: $5,221.34

Prince Of Thrift's Debt-Free Progress
Beginning Balance: $19,591.80
Current Balance: $1,593.97
Credit Card: $0 (paid off $1,000)
Home Improv.: $0 (Paid Off $5,000)
Car Balance: $0 (paid off $12,000)
Chase Bank (Balance Transfer): $1,593.97
Finger Hut: $0 (Transfered)
Attic Insulation: $0 (paid off $500)
Paid Off: $17,997.83
**Please note, these figures do not include the $24,000 debt consolidation loan I paid off in 2006**

Physical Therapy Debt
Total Balance: $698.25
Paid off: $349.08
Remaining Balance: $349.17

IRS Debt
Beginning Balance: $3,460.23
Interest: $895.06
Penalties: $0
Current Balance: $2,791.80
Paid Off: $1,326

Princess Of Thrift's Debt-Free Progress

Savings Goals

Emergency Fund: $534.69
Goal: $25,000

Wedding Savings $24.70
Goal: $3,000

Car Fund: $0.00
Goal: $50,000

Donations, Gifts & Tips

Please Consider making a small donation of 50 cents, $1, $5 or whatever amount you choose. Everything is appreciated.

I have a PO Box set up if you would like to donate. Feel free to send whatever you like....cards, shampoo, gifts, letters of encouragement, letters if you are in the same situation, or anything you like!
It is

D. Kevin Surbaugh
PO Box 4551
Topeka, KS 66604-0551

I WILL GET OUT OF DEBT!!....or I will be moving into the Box.

kevin -AT- debtfree4ever.net - or -
debtfree -AT- surbaugh.com

Disclosure/Privacy Policy
Budget Forms from the Prince Of Thrift
DebtFree4ever Store

Please Be Advised/About Me

The author of this website is not a financial adviser and in no way intends for information shared on this website to constitute professional financial advice. This website is intended to provide general information only, and does not attempt to give advice that relates to your specific circumstances. I am just an individual with a computer who likes to talk about finances.

Kevin is an assistant manager at a locally owned grocery store. He made several bad decisions and got himself deeper into debt then he could handle. Like Dave Ramsey says, he developed the attitude of "I want it, and I want it now," that plaques so many Americans. Now with the advice of Larry Winget, Dave Ramsey, John Cummuta and other personal finance gurus, Kevin is digging his way out of debt.
For more information about Kevin, visit his personal website & resume.