tag:blogger.com,1999:blog-24744976.post4329940725887488049..comments2008-01-30T03:55:30.098-06:00Prince of Thrifthttp://www.blogger.com/profile/07863514672517538661noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-24744976.post-49737395260400617372008-01-30T03:55:00.000-06:002008-01-30T03:55:00.000-06:002008-01-30T03:55:00.000-06:00i agree. Organisation shows itself in so many ways and in all ways. <BR/><BR/>In the end, we are or we are not.<BR/><BR/>If we are self organised, then it is a fair assumption that our pf, punctuality, etc are also fairly organised.<BR/><BR/>I am also a firm believer in lists to help me navigate the days and weeks.Father Sezhttp://www.blogger.com/profile/06123124877638945944noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-82571140170742694042008-01-30T01:48:00.000-06:002008-01-30T01:48:00.000-06:002008-01-30T01:48:00.000-06:00well kevin i have $150k in available credit. so i can get a great deal of money in an emergency, at good rates. so i'm paying down debt. in fact i'm planning to take $10k or so as a 401k self-loan, and pay down my mortgage with it. this is because the fomc just lowered rates. it's time to pay down debt because there are no better investment alternatives. you heard me right! i argued with you for years that paying down debt doesn't make sense when market returns exceed the cost of debt. well now they don't! now it's time to pay down my mortgage!mcfnordhttp://mcfnord.livejournal.com/noreply@blogger.comtag:blogger.com,1999:blog-24744976.post-33792687895905307552008-01-29T15:01:00.000-06:002008-01-29T15:01:00.000-06:002008-01-29T15:01:00.000-06:00Yep, get that $1000 emergency fund in place as quickly as possible! I don't know how many times it has literally saved me from racking up more debt...edienoreply@blogger.com