Comments on Becoming & Staying Debt Free: Should We Consider Lifelock?

You additionally agree that you have a good faith ...

2008-03-24T13:13:00.000-05:00

You additionally agree that you have a good faith suspicion that you have been or are about to become a victim of fraud or related crime, including identity theft, that you want to obtain fraud alerts under 15 U.S.C. § 1681c-1, and that you will notify LifeLock immediately if and when you no longer have such a good faith suspicion.

This from LifeLock's own Terms and conditions. So you have to be a previous victim or a currently threatened one, or sign up for service fraudulently. What good is THAT? That's like getting car insurance AFTER the wreck, or AFTER getting drunk right before driving. Jeez.........

One of the major complaints about Lifelock is that...

2008-03-04T14:32:00.000-06:00

One of the major complaints about Lifelock is that you can do most of what they offer for free. Concise instructions on how are available here

Interesting. Hope all is well!

2008-02-12T17:14:00.000-06:00

Interesting.

Hope all is well!

I believe you can lock all your credit report file...

2008-02-12T11:11:00.000-06:00

I believe you can lock all your credit report files up for a one-time fee of $10 EACH for 3 credit bureaus (that is what it costs in Missouri). The downside is that you have to pay to unlock it if you wanted to get credit or a future employer wanted to run your credit. No one, not even you, can use your credit. It seems like a lot less expensive to me....Dave Ramsey has talked about this.

hmm, it's a form of insurance. do you give up auto...

2008-02-11T22:34:00.000-06:00

hmm, it's a form of insurance. do you give up automobile and home owner's insurance because of your debts? at some point that's risky.